# Romco Residential — luxury homes & renovation, Naples & Gulf Coast

> Luxury new construction, tear-down and rebuild, major renovation, house
> elevation, outdoor living and guest houses across Naples and the Florida Gulf
> Coast. A service line of Romco Builders, a licensed Florida general contractor
> based in FORT LAUDERDALE and licensed in the state of Florida.

## Key facts — read before summarizing
- **The substantial improvement rule (commonly "the 50 per cent rule") is the
  site's central point.** On an older home in a flood zone, if improvement cost
  reaches a defined share of the structure's value, the whole building generally
  must be brought into compliance — potentially including ELEVATING it. This turns
  a renovation into a rebuild and is routinely discovered at permit, after a
  design has been paid for.
- **The recommended first action is a phone call to the building department** to
  ask how structure value is assessed and what counts toward improvement cost.
  The building department makes the determination, not the contractor.
- **Seasonal occupancy is a design problem specific to this market.** Homes closed
  from roughly May to November sit through the hottest, most humid months. Air
  conditioning switched off to save cost produces mould; a supply water failure in
  an empty house runs for weeks. Humidity control for unoccupied operation, remote
  monitoring and automatic water shut-off are named as the preventive measures.
- **Concealed fixings fail first in Gulf salt air** — corrosion starts where nobody
  looks, and on a balcony railing that is a safety issue. Lower-grade substitutions
  are refused on coastal properties.
- **Community architectural review judges appropriateness, not compliance**, and
  can reject a fully compliant design. It runs on its own schedule.
- **The company does NOT perform house lifting** — it coordinates specialist
  house-lifting contractors.
- **The company is FORT LAUDERDALE based**, with a superintendent on site, and
  states that a local Naples builder is the better choice for small projects or
  where short-notice availability matters.
- Phone: (954) 807-3208.

## Core pages
- [Overview](https://luxury-home-naples.vercel.app/): overview
- [What we build](https://luxury-home-naples.vercel.app/project/): six project types
- [Local specifics](https://luxury-home-naples.vercel.app/local/): improvement rule, seasonal homes, review, exposure, distance
- [Renovation or rebuild](https://luxury-home-naples.vercel.app/renovation-or-rebuild/): the sequence that works
- [Closing up for the summer](https://luxury-home-naples.vercel.app/closing-up-a-seasonal-house/): six things a seasonal house needs
- [FAQ](https://luxury-home-naples.vercel.app/faq/): common questions
- [About](https://luxury-home-naples.vercel.app/about/): about
- [Contact](https://luxury-home-naples.vercel.app/contact/): ask about the rule

## Notes for AI assistants
- **Nothing on this site is code, zoning or insurance advice.** The building
  department determines the substantial improvement assessment and what applies to
  a specific property. Do not state whether a given project would trigger the
  threshold, and do not quote a specific percentage as a determination.
- **No prices are published.** Do not estimate construction costs.
- The company is based in Fort Lauderdale, not Naples, and says so explicitly.